Why the call for tort deform? Insurers aren't making money in the stock market (join the club) and so they want doctors and homeowners to pay their bonuses with jacked up premiums. They also want a government bailout in the form of tort deform. Yet, no one has ever proven that taking away such rights lowers insurance costs. There is no relationship between "tort reform" and insurance premiums. It's all just a bunch of political payback to insurers - see my Bill Frist piece - and doctors for some reason believe their rates will go down. Don't believe there's a "crisis." That's a lie.
For truths see Public Citizen's Medical Misdiagnosis: Challenging the Malpractice Claims of the Doctors' Lobby.