Insurance Companies are now accused of trying to take advantage of Katrina victims denying insurance claims, reducing insurance coverage, and pushing property owners to sign releases and documents adverse to their interest. Companies accused include Allstate, State Farm, Nationwide, and USAA.
Insurers advertise how you're in good hands (Allstate), they're like good neighbors (State Farm), they're on your side (Nationwide) and ready to help (USAA), but when the claims start coming Allstate, State Farm, Nationwide and USAA, like nearly every other insurer, don't want to pay claims. Whether it's Wisconsin car accidents or Gulf Coast hurricanes, insurers want:
~ Your premiums but not your claims
~ You not to file lawsuits against them that are valid
~ Voters to think they constantly fight bogus lawsuits
~ Everyone to hate lawyers so they never hire one to get justice
~ People to feel guilty for making legitimate claims
~ You to have guilt so you tell your attorney "I'm not the kind of person who files a lawsuit"
~ Jurors to think a person who files a lawsuit is a sham or dishonest
~ Juries minds made up before evidence is heard
~ Your legal rights minimized or removed
~ Their legal rights maximized and preserved
~ Wrongdoing on their part to go unchecked
~ People to feel juries give money away in a lottery jackpot justice system
~ Verdicts for damages to be far less then what is fair
~ Caps on damages to minimize how much justice a person can get
~ And judges who will avoid holding them accountable
After the 9-11 terrorist attack, insurers did the same thing and Katrina again shows on a grand scale insurers true colors. Insurers will wrongfully deny claims whenever debatable and try to get quick settlements that don't pay victims their full damages.
What's next? Well, after the 9-11 terrorist attack insurers engaged in Wartime Profiteering using the tragedy as an excuse to jack insurance rates up while at the same time calling for "tort reform" and blaming it on "evil trial lawyers." Surely we will see this soon even those of us insuring cars and homes in Wisconsin.
Wisconsin Personal Injury Attorney