BUY Uninsured & Underinsured Car Insurance!

Today's news had a scary story about how the bad economy is causing drivers to let their car insurance lapse. On my firm's web site, we talk about Wisconsin Car Insurance & Umbrella FAQs.

In light of today's news, I can't impress on you enough the urgent need to have Uninsured Motorist Coverage (“UM”) as well as Underinsured Motorist Coverage (“UIM”) in case you are in a Wisconsin car accident (or car accident elsewhere for that matter). I've seen some horrible car accident injuries and the worst accidents are very frequently caused by someone who has minimal car insurance limits of say $25,000 or $50,000. Often my clients think their agent gave them "full coverage," but that's far from true.

UM and UIM car insurance protects you! Buy it for yourself to protect you from Wisconsin drivers who have no car insurance or little car insurance. I tell friends to carry UM and UIM car insurance limits of at least $250,000. With the increased cost of medical car and horrible changes in Wisconsin law (lobbied for by companies like American Family, State Farm, Allstate, Liberty Mutual, Progressive, Sentry, etc.), limits of $100,000 are not enough. In fact, if your family income is more than $100,000, it certainly makes sense to have an umbrella insurance policy with UM and UIM coverage for $1,000,000 or $2,000,000.

Why so much? If your family is driving to Grandma's for Christmas and an uninsured driver crosses the center line and hits you head on, which I've seen, you can easily have insurance claims that amount to $1,000,000 or $2,000,000. And if such a horrific car accident should happen, don't trust the good hands of your insurer to pay your family fairly because as Allstate Claims Manual shows those represented by personal injury lawyers settle claims for about 3 times more than those who do not have reputable personal injury lawyers.

Wisconsin Personal Injury Lawyer

Drunk Driving Car Accidents in Wisconsin

Wisconsin has a severe problem with drunk driving and to reduce that problem, Wisconsin is considering interlocking systems. Clearly, this is a good idea to prevent Wisconsin car accidents and wrongful deaths.

Wisconsin Personal Injury Lawyer

Dangerous Toys

U.S. PIRG is a federation of state Public Interest Research Groups that stands up for our health and well-being addressing issues involving product safety, prescription drugs and other consumer issues. It recently published two papers that are quite informational for those shopping for toys during Christmas: Toy Shopping Guide and Trouble In Toyland: The 23rd Annual Survey of Toy Safety. The basic theme is "buyer beware" as dangerous toys are still sold in stores across the country. Toys sent more than 80,000 children under 5 to emergency rooms in 2007 for serious injuries causing 18 deaths.

Wisconsin Personal Injury Attorney

Wisconsin's Mayfair Road Car Accidents

Wisconsin car accidents make up the majority of my law firm's personal injury practice and car accidents on Bluemound and Mayfair roads in Brookfield, Milwaukee, and Wauwatosa are frequently a part of that practice. So when I saw the article Avoiding a holiday crash on Mayfair Road, it caught my attention.

Wisconsin Personal Injury Lawyer

Wisconsin Personal Injury Super Lawyers

Super Lawyers published its list of the best lawyers in Wisconsin, which you may find in the December, 2008 Milwaukee Magazine. The list tries to identify the top 5% of all Wisconsin lawyers and its Rising Stars list tries to identify the top 2.5% of Wisconsin attorneys under age 40.

Fortunately, this Wisconsin personal injury attorney and my partner Jeff Zirgibel are listed again as Super Lawyers. I previously wrote on how to hire a personal injury lawyer and consider a Super Lawyers designation another tool for finding a personal injury attorney.

With respect to the Super Lawyers list, keep in mind that many lawyers making the list make it for a reason other than their plaintiff's personal injury practice and may not do such litigation exclusively. All are Wisconsin lawyers but many practice in other areas and the list below includes attorneys practicing plaintiff’s personal injury law and possibly in one or more of the following areas: Alternative Dispute Resolution, Appellate, Business/Corporate, Business Litigation, Civil Litigation Defense, Civil Rights/First Amendment, Criminal Defense, DUI/DWI, Employee Benefits/ERISA, Employment & Labor, Estate Planning & Probate, Family Law, General Litigation, Government/Cities/Municipalities, Immigration, Personal Injury Defense, Social Security Disability, and Workers' Compensation. Thus, conduct your investigation to find out if the lawyer you find is actually a good criminal lawyer (voted a Super Lawyer due to that) or whether they are truly a Wisconsin personal injury lawyer. Finally, keep in mind, that some lawyers listed are there because they are under 40 years old, Rising Stars.

Since more than two lawyers nearly never handle a particular personal injury case or trial, I thought it was important first to identify the Wisconsin law firms having two or more Super Lawyers listing plaintiff’s personal injury as at least part of the firm’s practice:

Aiken & Scoptur SC, Milwaukee
Anderson, O'Brien, Bertz, Skrenes & Golla, Stevens Point
Atterbury & Kammer, S.C., Middleton
Axley Brynelson, LLP, Madison
Bye, Goff, Rohde & Skow Ltd., River Falls
Cannon & Dunphy SC, Brookfield
DeWitt Ross & Stevens SC, Madison
End, Hierseman & Crain LLC, Milwaukee
Gass Weber Mullins LLC, Milwaukee
Gingras, Cates & Luebke, S.C., Madison
Habush Habush & Rottier SC, Various
Hale, Skemp, Hanson, Skemp & Sleik, La Crosse
Herrling Clark Law Firm Ltd, Appleton
Jacquart & Lowe SC, Milwaukee
Lawton & Cates, SC, Madison
Meier, Wickhem, Lyons & Schulz SC, Janesville
Murphy & Prachthauser, Milwaukee Peterson, Berk & Cross SC, Appleton
Pasternak & Zirgibel, SC, Brookfield
Previant, Goldberg, Uelmen, Gratz, Miller & Brueggeman SC, Milwaukee
Schoone, Leuck, Kelley, Pitts & Knurr, S.C., Racine
Warshafsky, Rotter, Tarnoff & Bloch, SC, Milwaukee

The following Wisconsin law firms have one Super Lawyer and at least one Rising Star (under 40) listing plaintiff’s personal injury as at least part of the firm’s practice:

Curtis Law Office, Oshkosh
Domnitz & Skemp, S.C., Milwaukee
Fitzpatrick, Blackey & Associates LLC, La Crosse
Fox & Fox SC, Monona
Gimbel, Reilly, Guerin & Brown, Milwaukee
Laufenberg & Hoefle SC, Milwaukee
Liebmann, Conway, Olejniczak & Jerry SC, Green Bay
Menn Law Firm, Ltd., Appleton
Pitman, Kyle & Sicula SC, Milwaukee

Truth be told, you could do ALOT worse than researching and interviewing some of the above 30 law firms to help with your personal injury case. Of course, I'd like you to interview these Wisconsin personal injury attorneys.

Finally, here is a list of all the 2008 Super Lawyers and Rising Stars (under 40) listing plaintiff’s personal injury as at least part of their practice:

Victor M. Arellano
Lee R. Atterbury
Charles W. Averbeck
Bruce R. Bachhuber
John A. Becker
Brian P. Beisenstein
Joseph J. Beisenstein
Robert E. Bellin, Jr.
Keith A. Belzer
Avram D. Berk
Thomas W. Bertz
Gerald J. Bloch
Steven T. Botzau
Larry B. Brueggeman
George Burnett
C.M. Bye
John C. Cabaniss
Steven M. Cain
Kelly L. Centofanti
William M. Cannon
Kent I. Carnell
John L. Cates
Craig A. Christensen
John D. Claypool
Keith R. Clifford
Patrick J. Coffey
Terence R. Collins
Byron B. Conway
Shawn R. Crain
Robert D. Crivello
Rodney L. Cubbie
George W. Curtis, Jr.
Jane Cuthbert
Christine Davies D'Angelo
Bruce M. Davey
Michael R. Davis
M. Angela Dentice
Frank M. Doherty
Merrick R. Domnitz
Christopher A. Duesing
Patrick O. Dunphy
Brett A. Eckstein
Gregory J. Egan
J. Michael End
Eric A. Farnsworth
Laurence J. Fehring
David J. Fitzpatrick
Tom Fitzpatrick
Thomas J. Flanagan
Pamela Wiza Flores
Alex Flynn
Michael R. Fox
Peter J. Fox
Paul V. Gagliardi
James W. Gardner
Eugene A. Gasiorkiewicz
J. Ric Gass
Michael W. Gill
Robert J. Gingras
Steven B. Goff
Russell T. Golla
Jonathan P. Groth
D. Michael Guerin
Robert L. Habush
Charles E. Hanson
Victor C. Harding
Michael F. Hart
Webster A. Hart
C. Michael Hausman
Michael M. Hayes
Jerome A. Hierseman
Ann S. Jacobs
Paul R. Jacquart
James R. Jansen
Thomas J. Janssen
Robert L. Jaskulski
Michael J. Jassak
James A. Johnson
Alexander S. Kammer
David B. Karp
Robert J. Kasieta
Kenan J. Kersten
Timothy S. Knurr
Jason Knutson
Kevin J. Kukor
Dean P. Laing
Lynn R. Laufenberg
Michael L. Laufenberg
Thadd J. Llaurado
Kevin Lonergan
David P. Lowe
Michael J. Luebke
Theodore V. Lyons, Jr.
Craig Mastantuono
Robert A. Mich, Jr.
Leah M. Michaelson-Link
Mark J. Mingo
Thomas J. Misfeldt
Gerald W. Mowris
Thomas K. Mullins
Jason R. Oldenburg
James A. Olson
Robert A. Parsons
Frank T. Pasternak
Mark A. Pennow
Ricardo Perez
John C. Peterson
Jeffrey A. Pitman
James A. Pitts
Kenneth C. Pletcher
Don C. Prachthauser
Ken Quincey
Jacob R. Reis
Jason S. Richard
Michael Riley
F. William Russo
J. Drew Ryberg
Werner Erich Scherr
Charles D. Schmidt
Raymond E. Schrank, II
Jacob L. Schrinsky
Paul J. Scoptur
Michael S. Siddall
Anthony J. Skemp
Ardell W. Skow
Marie A. Stanton
Christopher J. Stawski
Phillip M. Steans
Susan R. Steingass
Charles F. Stierman
Jamie Stock-Retzloff
Heath P. Straka
Christopher L. Strohbehn
Brenda K. Sunby
David E. Sunby
Michael I. Tarnoff
Ralph J. Tease, Jr.
Willard P. Techmeier
Frank R. Terschan
Mark L. Thomsen
Timothy S. Trecek
Jay A. Urban
Edward J. Vopal
Benjamin S. Wagner
William J. Waltenberger
John Walsh
Ted M. Warshafsky
David H. Weber
D.J. Weis
Robert J. Welcenbach
Daniel D. Whetter
James D. Wickhem
Geoffrey D. Wilber
Gregory R. Wright
Mark S. Young
Jeffrey R. Zirgibel

Wisconsin Personal Injury Lawyer

Insurance Company Tricks

I've blogged on insurance companies discussing their ways, but a new report from the American Association for Justice formalizes and confirms some of what I've said. Check out Tricks of the Trade.

Here's the executive summary (minus the footnotes) of behaviors:

"The U.S. insurance industry has trillions of dollars in assets, enjoys average profits of over $30 billion a year, and pays its CEOs more than any other industry. But insurance companies still engage in dirty tricks and unethical behavior to boost their bottom line even further.

The current economic turmoil affecting the insurance industry onWall Street has only made the outlook bleaker for consumers living on Main Street. Insurance companies are likely to demand huge rate hikes and
refuse more claims than ever.

Some of America’s most well-known insurance companies—the same ones that spend billions on
advertising to earn your trust—have endeavored to deny claims, delay payments, confuse consumers with incomprehensible insurance-speak, and retroactively refuse anyone who may cost them money.

This report describes some of the most egregious ways the insurance industry attempts to make money at the expense of consumers. These are some of the tricks of the trade:

Denying Claims
Some of the nation’s biggest insurance companies—Allstate, AIG, and State Farm among others—have denied valid claims in an attempt to boost their bottom lines. These companies have rewarded employees who successfully denied claims, replaced employees who
would not, and when all else failed, engaged in outright fraud to avoid paying claims.

Delaying Until Death
Many insurance companies routinely delay claims, knowing full well that many policyholders will simply away in safes. Undoubtedly, the most shameful use of delay tactics has been by long-term care insurers, who often take advantage of their policyholders’ age and ill health. In the words of one regulator, "the bottom line is that insurance companies make money when they don’t pay claims…They’ll do anything to avoid paying, because if they wait long enough, they know the policyholders will die."

Confusing Consumers
Insurance contracts are some of the most dense and incomprehensible contracts a consumer is ever likely to see. More than half of all states have enacted "plain English" laws for consumer contracts, yet many Americans still do not fully understand the risks they are subject to. After Hurricane Katrina, insurance companies used obscure "anti-concurrent" clauses to get out of paying claims. Consumers who purchased hurricane insurance and thought they were covered suddenly found the coverage eliminated by an obscure clause they could not hope to understand.

Discriminating by Credit Score
Increasingly, insurance companies are using credit reports to dictate the premiums consumers pay, or whether they can even get insurance in the first place. The practice penalizes the poor, senior citizens with little credit, and those who have suffered financial crisis through no fault of their own. Insurance companies have denied fiscally responsible people who paid their bills in cash, but refused renewals because of a lack of credit history. Others have seen auto rate hikes near 600 percent despite clean driving records after falling on economic troubles.

Abandoning the Sick
Health insurers looking to cut costs have taken to canceling retroactively, or rescinding, the policies of people whose conditions have become expensive to treat. Some insurance companies have even offered bonuses to employees who meet "cancellation goals." Rescission targets patients in the midst of treatment when they are at their most vulnerable—even cancer patients in the midst of chemotherapy have been targeted.

Canceling for a Call
Many people are rightly reluctant to make small claims on their home insurance for fear their insurance company will raise their premiums. But few realize that insurance companies often refuse to renew a policy because the policyholder did as little as inquire about the possibility of making a claim. Many times an insurance company will count an inquiry over the phone
as the same as a claim, and then they will do everything in their power to drop the policyholder."


Wisconsin Personal Injury Attorney

Medical Defense Doctors

A while back I blogged on defense medical examinations, which defense lawyers and insurance companies love to call "independent", and I referred to one company's schedule of medical examiners posting it's October-November 2006 schedule.

Here are three recent schedules from the company's website for the lawyer looking for info:

"October/November 2008
***
Appleton / Green Bay / Oshkosh / Neenah
October 20, 2008 Thomas W. Schueppert, M.D. – Ortho. Foot & Ankle Surgeon
October 27, 2008 William D. Moore, M.D. – Orthopedic Surgeon
October 29, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
October 29, 2008 Ellen O’Brien, M.D. – Orthopedic Surgeon
November 3, 2008 William D. Moore, M.D. – Orthopedic Surgeon
November 3, 2008 Marc J. Novom, M.D. – Neurologist
November 7, 2008 Sridhar V. Vasudevan, M.D. – Physical Medicine & Rehab
November 7, 2008 Randal Wojciehoski, D.O., DPM – Internal/ER Med./Podiatry
November 10, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
November 10, 2008 William D. Moore, M.D. – Orthopedic Surgeon
November 11, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
November 12, 2008 Michael A. Weiner, M.D. – Plastic/Hand Surgeon
November 17, 2008 William D. Moore, M.D. – Orthopedic Surgeon
November 18, 2008 William R. Klemme, M.D. – Orthopedic Surgeon
November 18, 2008 Thomas W. Grossman, Jr., M.D. – Orthopedic Surgeon
November 20, 2008 Michael W. Orth, M.D. – Orthopedic Surgeon
November 25, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
December 5, 2008 Sridhar V. Vasudevan, M.D. – Physical Medicine & Rehab
Dec. 12 & 15, 2008 Michael R. Nordstrom, M.D. – Otolaryngology
December 16, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
Call for dates Gregory Nystrom, D.C. – Chiropractor
Call for dates Brad K. Grunert, Ph.D. – Psychology

Lakewood
Call for dates William D. Moore, M.D. – Orthopedic Surgeon

Duluth, MN(Superior)
October 24, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
November 3, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
November 18, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
December 1, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon

Eau Claire
October 22, 2008 Ellen O’Brien, M.D. – Orthopedic Surgeon
October 25, 2008 Kevin J. Kulwicki, M.D. – Orthopedic Surgeon
November 6, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
November 13, 2008 David A. Solfelt, M.D. – Orthopedic Surgeon
November 13, 2008 Gilbert Westreich, M.D. – Neurology
November 14, 2008 Daniel P. Lochmann, M.D. – Orthopedic Surgeon
November 17, 2008 Michael W. Orth, M.D. – Orthopedic Surgeon
November 19, 2008 Thomas A. Lyons, M.D. – Neurosurgeon
November 20, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
December 5, 2008 William T. Monacci, M.D. – Neurosurgeon
December 9, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon

Kenosha
November 25, 2008 Thomas W. Grossman, Jr., M.D. – Orthopedic Surgeon

LaCrosse/Tomah
October 24, 2008 Michael G. Wirth, D.C. - Chiropractor
October 24, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
November 21, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
December 1, 2008 Paul L. Liebert, M.D. – Orthopedic Surgeon
December 5, 2008 Daniel P. Lochmann, M.D. – Orthopedic Surgeon
December 19, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon

Madison
October 20, 2008 Marc J. Novom, M.D. – Neurologist
October 27, 2008 Kevin J. Kulwicki, M.D. – Orthopedic Surgeon
October 29, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
October 29, 2008 Thomas A. Lyons, M.D. – Neurosurgeon
October 29, 2008 William D. Moore, M.D. – Orthopedic Surgeon
November 3, 2008 David A. Solfelt, M.D. – Orthopedic Surgeon
November 3, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
November 8, 2008 Thomas J. O’Brien, M.D. – Ortho. Surgeon/Spine Specialist
November 14, 2008 John S. Xenos, M.D. – Orthopedic Surgeon
November 14, 2008 Sridhar V. Vasudevan, M.D. – Physical Medicine & Rehab
November 17, 2008 Kevin J. Kulwicki, M.D. – Ortho. Surgeon/Upper Extremity
November 26, 2008 Morris M. Soriano, M.D. – Neurosurgeon
December 5, 2008 John S. Xenos, M.D. – Orthopedic Surgeon
December 8, 2008 Kevin J. Kulwicki, M.D. – Ortho. Surgeon/Upper Extremity
Call for dates Michael R. Nordstrom, M.D. – Otolaryngology
Call for dates David H. Bartlett, M.D. – Ortho Surgeon – Knees & Shoulders
Call for dates James E. Self, M.D. – Orthopedic Surgeon
Call for dates Michael A. Weiner, M.D. – Plastic/Hand Surgeon
Call for dates Dan B. Futch, D.C. – Chiropractor

Milwaukee
October 27, 2008 Steven I. Grindel, M.D. – Ortho. Surgeon/Upper Extremity
October 27, 2008 Thomas A. Lyons, M.D. – Neurosurgeon
October 28, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
November 4, 2008 Timothy S. O’Brien, M.D. – Orthopedic Surgeon
November 4, 2008 Randal Wojciehoski, D.O., DPM – Internal/ER Med./Podiatry
November 6, 2008 Steven P. Friedel, M.D. – Orthopedic Surgeon
November 7, 2008 Thomas J. O’Brien, M.D. – Ortho. Surgeon/Spine Specialist
November 11, 2008 James C. Foster, M.D., MPH – Occupational Medicine
November 12, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
November 13, 2008 Michael A. Weiner, M.D. – Plastic/Hand Surgeon
November 15, 2008 John S. Xenos, M.D. – Orthopedic Surgeon
November 17, 2008 J. Christopher Noonan, M.D. – Orthopedic Surgeon
November 24, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
December 6, 2008 John S. Xenos, M.D. – Orthopedic Surgeon
December 17, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
Call for dates J. Jay Goodman, M.D. – General/Vascular Surgeon
Call for dates Gary N. Guten, M.D. – Orthopedic Surgeon – Knee Specialist
Call for dates Mark R. Aschliman, M.D. – Orthopedic Surgeon
Call for dates Anthony A. Ferguson, M.D. – Ortho Surgeon - Foot/Ankle
Call for dates Marc J. Novom, M.D. – Neurologist
Call for dates Michael R. Nordstrom, M.D. – Otolaryngology
Call for dates Steven Donatello, M.D. – Pain Management

Plainfield
November 18, 2008 James C. Foster, M.D., MPH – Occupational Medicine

Wausau/Stevens Point
October 22, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
October 24, 2008 Sridhar V. Vasudevan, M.D. – Physical Medicine & Rehab
October 25, 2008 Kevin J. Kulwicki, M.D. – Orthopedic Surgeon
October 29, 2008 Marc J. Novom, M.D. – Neurologist
November 7, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
November 17, 2008 William R. Klemme, M.D. – Orthopedic Surgeon
November 18, 2008 Michael W. Orth, M.D. – Orthopedic Surgeon
November 18, 2008 James C. Foster, M.D., MPH – Occupational Medicine
November 19, 2008 William D. Moore, M.D. – Orthopedic Surgeon
November 20, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
November 21, 2008 David A. Solfelt, M.D. – Orthopedic Surgeon
December 5, 2008 Michael G. Wirth, D.C. - Chiropractor
December 6, 2008 William T. Monacci, M.D. – Neurosurgeon
December 12, 2008 Michael R. Nordstrom, M.D. - Otolaryngology
December 15, 2008 Thomas A. Lyons, M.D. – Neurosurgeon"

"September / October 2008
***NORTHERN ILLINOIS IME’s
ILLINOIS/Chicago Metro IME APPOINTMENTS AVAILABLE
September 17, 2008 Jeffrey T. Behr, M.D. – Orthopedic Surgeon
Call for dates Michael W. Orth, M.D. – Orthopedic Surgeon
Call for dates Paul D. Belich, M.D. – Orthopedic Surgeon
Call for dates Steven C. Delheimer, M.D. – Neurosurgeon
Call for dates Norman Kohn, M.D. – Neurologist
Call for dates Scott A. Kale, M.D. – Internal Medicine

Appleton / Green Bay / Oshkosh / Neenah
September 4, 2008 Steven P. Friedel, M.D. – Orthopedic Surgeon
September 8, 2008 Michael C. Reineck, M.D. – Orthopedic Surgeon
September 9, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
September 10, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
September 12, 2008 Michael G. Wirth, D.C. – Chiropractor
September 15, 2008 Marc J. Novom, M.D. – Neurologist
September 17, 2008 Michael A. Weiner, M.D. – Plastic/Hand Surgeon
September 24, 2008 Ellen O’Brien, M.D. – Orthopedic Surgeon
September 25, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
September 27, 2008 Steven P. Friedel, M.D. – Orthopedic Surgeon
September 29, 2008 William D. Moore, M.D. – Orthopedic Surgeon
October 3, 2008 Michael W. Orth, M.D. – Orthopedic Surgeon
October 7, 2008 William R. Klemme, M.D. – Orthopedic Surgeon
October 7, 2008 Thomas W. Grossman, Jr., M.D. – Orthopedic Surgeon
October 13, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
October 14, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
October 21, 2008 Thomas W. Grossman, Jr., M.D. – Orthopedic Surgeon
October 22, 2008 William T. Monacci, M.D. – Neurosurgeon
October 29, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon

Lakewood
Call for dates William D. Moore, M.D. – Orthopedic Surgeon

Duluth, MN(Superior)
September 2, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
September 17, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
October 7, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
October 24, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon

Eau Claire
September 2, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
September 8, 2008 Kevin J. Kulwicki, M.D. – Orthopedic Surgeon
September 10, 2008 Thomas A. Lyons, M.D. – Neurosurgeon
September 15, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
September 19, 2008 Daniel P. Lochmann, M.D. – Orthopedic Surgeon
September 23, 2008 John M. Williams, Sr., M.D. – Occupational Medicine
September 27, 2008 Ellen O’Brien, M.D. – Orthopedic Surgeon
September 30, 2008 Michael W. Orth, M.D. – Orthopedic Surgeon
October 7, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
October 16, 2008 Michael A. Weiner, M.D. – Plastic/Hand Surgeon
October 22, 2008 Thomas A. Lyons, M.D. – Neurosurgeon
October 22, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon

Kenosha
September 23, 2008 Thomas W. Grossman, Jr., M.D. – Orthopedic Surgeon

LaCrosse/Tomah
September 6, 2008 Ellen O’Brien, M.D. – Orthopedic Surgeon
September 24, 2008 Paul L. Liebert, M.D. – Orthopedic Surgeon
September 26, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
October 24, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
October - call Daniel P. Lochmann, M.D. – Orthopedic Surgeon

Madison
September 12, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
September 15, 2008 Michael C. Reineck, M.D. – Orthopedic Surgeon
September 17, 2008 William D. Moore, M.D. – Orthopedic Surgeon
September 17, 2008 Thomas A. Lyons, M.D. – Neurosurgeon
September 20, 2008 Thomas J. O’Brien, M.D. – Ortho. Surgeon/Spine Specialist
September 24, 2008 Marc J. Novom, M.D. – Neurologist
September 25, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
September 26, 2008 James C. Foster, M.D., MPH – Occupational Medicine
October 1, 2008 William D. Moore, M.D. – Orthopedic Surgeon
October 1, 2008 Morris M. Soriano, M.D. – Neurosurgeon
October 10, 2008 Sridhar V. Vasudevan, M.D. – Physical Medicine & Rehab
October 14, 2008 Thomas W. Grossman, Jr., M.D. – Orthopedic Surgeon
October 14, 2008 James C. Foster, M.D., MPH – Occupational Medicine
October 15, 2008 Thomas A. Lyons, M.D. – Neurosurgeon
October 16, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
October 29, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
Call for Dates David H. Bartlett, M.D. – Ortho Surgeon – Knees & Shoulders
Call for Dates James E. Self, M.D. – Orthopedic Surgeon
Call for Dates Michael A. Weiner, M.D. – Plastic/Hand Surgeon
Call for Dates Dan B. Futch, D.C. - Chiropractor

Milwaukee
September 11, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
September 18, 2008 Michael A. Weiner, M.D. – Plastic/Hand Surgeon
September 19, 2008 Thomas J. O’Brien, M.D. – Ortho. Surgeon/Spine Specialist
September 22, 2008 Michael C. Reineck, M.D. – Orthopedic Surgeon
September 24, 2008 William D. Moore, M.D. – Orthopedic Surgeon
September 24, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
September 30, 2008 Thomas W. Grossman, Jr., M.D. – Orthopedic Surgeon
October 2, 2008 Steven P. Friedel, M.D. – Orthopedic Surgeon
October 8, 2008 William D. Moore, M.D. – Orthopedic Surgeon
October 13, 2008 Thomas A. Lyons, M.D. – Neurosurgeon
October 15, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
October 20, 2008 James C. Foster, M.D., MPH – Occupational Medicine
October 22, 2008 William T. Monacci, M.D. – Neurosurgeon
October 29, 2008 Michael W. Orth, M.D. – Orthopedic Surgeon
Call for Dates J. Jay Goodman, M.D. – General/Vascular Surgeon
Call for Dates Gary N. Guten, M.D. – Orthopedic Surgeon – Knee Specialist
Call for Dates Mark R. Aschliman, M.D. – Orthopedic Surgeon
Call for Dates Anthony A. Ferguson, M.D. – Ortho Surgeon - Foot/Ankle

Plainfield
September 23, 2008 James C. Foster, M.D., MPH – Occupational Medicine
October 13, 2008 James C. Foster, M.D., MPH – Occupational Medicine

Wausau
September 3, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
September 10, 2008 Thomas A. Lyons, M.D. – Neurosurgeon
September 16, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
October 1, 2008 Michael W. Orth, M.D. – Orthopedic Surgeon
October 6, 2008 William R. Klemme, M.D. – Orthopedic Surgeon
October 13, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
October 15, 2008 Michael A. Weiner, M.D. – Plastic/Hand Surgeon
October 18, 2008 Steven P. Friedel, M.D. – Orthopedic Surgeon
October 21, 2008 Sridhar V. Vasudevan, M.D. – Physical Medicine & Rehab
October 22, 2008 Thomas A. Lyons, M.D. – Neurosurgeon
October 23, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
October 29, 2008 Marc J. Novom, M.D. – Neurologist"

"May/June 2008
***
Appleton / Green Bay / Oshkosh / Neenah
May 3, 2008 Steven P. Friedel, M.D. – Orthopedic Surgeon
May 7, 2008 Marc J. Novom, M.D. – Neurologist
May 14, 2008 Michael A. Weiner, M.D. – Plastic/Hand Surgeon
May 15, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
May 15, 2008 William B. Kelley, M.D. – General Surgeon
May 23, 2008 Sridhar V. Vasudevan, M.D. – Physical Medicine & Rehab
May 27, 2008 Thomas W. Grossman, Jr., M.D. – Orthopedic Surgeon
May 29, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
May 29, 2008 William R. Klemme, M.D. – Orthopedic Surgeon
May 30, 2008 William T. Monacci, M.D. – Neurosurgeon
June 2, 2008 William D. Moore, M.D. – Orthopedic Surgeon
June 6, 2008 Sridhar V. Vasudevan, M.D. – Physical Medicine & Rehab
June 7, 2008 William D. Moore, M.D. – Orthopedic Surgeon
June 9, 2008 Steven P. Friedel, M.D. – Orthopedic Surgeon
June 10, 2008 Thomas W. Grossman, Jr., M.D. – Orthopedic Surgeon
June 10, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
June 16, 2008 William D. Moore, M.D. – Orthopedic Surgeon
June 23, 2008 William D. Moore, M.D. – Orthopedic Surgeon
June 24, 2008 Thomas W. Grossman, Jr., M.D. – Orthopedic Surgeon
July 1, 2008 William R. Klemme, M.D. – Orthopedic Surgeon
July 3, 2008 Michael W. Orth, M.D. – Orthopedic Surgeon

Lakewood
Call for dates William D. Moore, M.D. – Orthopedic Surgeon

Duluth, MN(Superior)
May 5, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
May 16, 2008 Randal Wojciehoski, D.O., DPM – Internal/ER Medicine/Podiatry
May 20, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
June 2, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
June 24, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon

Eau Claire
May 5, 2008 Michael W. Orth, M.D. – Orthopedic Surgeon
May 8, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
May 9, 2008 Daniel P. Lochmann, M.D. – Orthopedic Surgeon
May 10, 2008 Kevin J. Kulwicki, M.D. – Orthopedic Surgeon
May21, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
May 22, 2008 Thomas A. Lyons, M.D. – Neurosurgeon
May 28, 2008 Ellen O’Brien, M.D. – Orthopedic Surgeon
June 4, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
June 4, 2008 Randal Wojciehoski, D.O., DPM – Internal/ER Medicine/Podiatry
June 7, 2008 Kevin J. Kulwicki, M.D. – Orthopedic Surgeon
June 9, 2008 Thomas A. Lyons, M.D. – Neurosurgeon
June 12, 2008 Michael A. Weiner, M.D. – Plastic/Hand Surgeon
June 18, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
June 20, 2008 Daniel P. Lochmann, M.D. – Orthopedic Surgeon
June 30, 2008 Michael W. Orth, M.D. – Orthopedic Surgeon

Kenosha – NEW LOCATION
May 19, 2008 Thomas W. Grossman, Jr., M.D. – Orthopedic Surgeon

LaCrosse/Tomah
May 21, 2008 Ellen O’Brien, M.D. – Orthopedic Surgeon
May 30, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
June 13, 2008 Daniel P. Lochmann, M.D. – Orthopedic Surgeon
June 27, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon

Madison
May 5, 2008 David A. Solfelt, M.D. – Orthopedic Surgeon
May 6, 2008 Thomas W. Grossman, Jr., M.D. – Orthopedic Surgeon
May 14, 2008 Morris M. Soriano, M.D. – Neurosurgeon
May 14, 2008 William D. Moore, M.D. – Orthopedic Surgeon
May 16, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
May 19, 2008 David A. Solfelt, M.D. – Orthopedic Surgeon
May 21, 2008 Thomas A. Lyons, M.D. – Neurosurgeon
May 29, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
May 29, 2008 James C. Foster, M.D., MPH – Occupational Medicine
June 3, 2008 Thomas W. Grossman, Jr., M.D. – Orthopedic Surgeon
June 4, 2008 Marc J. Novom, M.D. – Neurologist
June 11, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
June 13, 2008 John S. Xenos, M.D. – Orthopedic Surgeon
June 13, 2008 Sridhar V. Vasudevan, M.D. – Physical Medicine & Rehab
June 21, 2008 Thomas J. O’Brien, M.D. – Ortho. Surgeon/Spine Specialist
Call for Dates David H. Bartlett, M.D. – Ortho Surgeon – Knees & Shoulders
Call for Dates James E. Self, M.D. – Orthopedic Surgeon
Call for Dates Michael A. Weiner, M.D. – Plastic/Hand Surgeon
Call for Dates Dan B. Futch, D.C. - Chiropractor

Milwaukee
May 12, 2008 Steven I. Grindel, M.D. – Orthopedic Surgeon
May 12, 2008 Thomas W. Grossman, Jr., M.D. – Orthopedic Surgeon
May 14, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
May 15, 2008 Michael A. Weiner, M.D. – Plastic/Hand Surgeon
May 19, 2008 J. Christopher Noonan, M.D. – Orthopedic Surgeon
May 19, 2008 Thomas A. Lyons, M.D. – Neurosurgeon
May 20, 2008 William D. Moore, M.D. – Orthopedic Surgeon
May 20, 2008 Thomas W. Grossman, Jr., M.D. – Orthopedic Surgeon
May 27, 2008 Timothy S. O’Brien, M.D. – Orthopedic Surgeon
May 31, 2008 William T. Monacci, M.D. – Neurosurgeon
June 6, 2008 Michael W. Orth, M.D. – Orthopedic Surgeon
June 7, 2008 Steven P. Friedel, M.D. – Orthopedic Surgeon
June 9, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
June 9, 2008 Mark R. Aschliman, M.D. – Orthopedic Surgeon
June 14, 2008 John S. Xenos, M.D. – Orthopedic Surgeon
June 17, 2008 Thomas W. Grossman, Jr., M.D. – Orthopedic Surgeon
June 20, 2008 Thomas J. O’Brien, M.D. – Ortho. Surgeon/Spine Specialist
July 7, 2008 J. Christopher Noonan, M.D. – Orthopedic Surgeon
Call for Dates J. Jay Goodman, M.D. – General/Vascular Surgeon
Call for Dates Gary N. Guten, M.D. – Orthopedic Surgeon – Knee Specialist
Call for Dates Mark R. Aschliman, M.D. – Orthopedic Surgeon
Call for Dates Anthony A. Ferguson, M.D. – Ortho Surgeon - Foot/Ankle

Plainfield
June 26, 2008 James C. Foster, M.D., MPH – Occupational Medicine

Wausau
May 6, 2008 Michael W. Orth, M.D. – Orthopedic Surgeon
May 9, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
May 10, 2008 Kevin J. Kulwicki, M.D. – Orthopedic Surgeon
May 22, 2008 Thomas A. Lyons, M.D. – Neurosurgeon
May 22, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
May 28, 2008 William R. Klemme, M.D. – Orthopedic Surgeon
May 30, 2008 Sridhar V. Vasudevan, M.D. – Physical Medicine & Rehab
June 5, 2008 Stephen E. Barron, M.D. – Orthopedic Surgeon
June 7, 2008 Kevin J. Kulwicki, M.D. – Orthopedic Surgeon
June 9, 2008 Thomas A. Lyons, M.D. – Neurosurgeon
June 11, 2008 Michael A. Weiner, M.D. – Plastic/Hand Surgeon
June 16, 2008 Marc J. Novom, M.D. – Neurologist
June 19, 2008 Paul A. Cederberg, M.D. - Orthopedic Surgeon
June 27, 2008 Sridhar V. Vasudevan, M.D. – Physical Medicine & Rehab
June 30, 2008 William R. Klemme, M.D. – Orthopedic Surgeon
July 1, 2008 Michael W. Orth, M.D. – Orthopedic Surgeon
July 12, 2008 Kevin J. Kulwicki, M.D. – Orthopedic Surgeon"

One last interesting thing is the company's Printable Request for Service Form - Liability/No-Fault/Personal Injury. If I were deposing one of these doctors, I'd certainly want to see a copy of the one completed by the insurance defense lawyer. Here's the "SPECIFIC ISSUES TO BE ADDRESSED" questions the defense lawyer fills out by checking a box next to the applicable number(s) on the personal injury form:

"1. Diagnosis: Please give your impression of the injury or condition claimed as a result of the accident in question. Have the correct diagnoses been made and are they supported by the objective findings?
2. Causation: Are the above-described diagnoses medically causally related to the accident or injury in question?
3. Other Conditions: Please note any pre-existing injuries or conditions. Are any of these affecting the claimant’s recovery from the injuries or conditions alleged as a result of the accident or injury in question?
4. Apportionment: If the accident in question is only partially contributing to the current condition, please indicate and apportion the current condition between this accident and other conditions or events.
5. Past Treatment: Has treatment to date been reasonable and necessary as it relates to the accident or injury in question?
6. Future Treatment: Is future medical treatment necessary as a result of the accident or injury in question? If yes, please specify the type,
frequency, and duration of the suggested treatment(s) along with your prognosis.
7. Healing Period: Has the claimant reached an end of healing, maximum medical improvement, or pre-injury status as it relates to the accident or injury in question? If yes, please indicate the date it was reached. If no, please indicate when it can be anticipated.
8. Work Restrictions: Is the claimant capable of working? Please describe temporary or permanent work restrictions, if any, necessary as a result of the accident or injury in question.
9. Daily Living Activities: Is the claimant capable of performing activities of daily living? Please describe the limitations, if any, that exist as a result of the accident or injury in question.
10. Permanence of Injury: Has the accident or injury resulted in any permanent impairment? If yes, please provide your opinion as to the nature and extent of this impairment and rationale to support your opinion."

Once a box is checked, what do you think the doctor writes in the "IME" report?

Wisconsin Personal Injury Lawyer

Accident insurers put on the boxing gloves

I saw this from the American Association for Justice and it says what you need to know about Allstate and car accident insurers listed as the worst insurers, like Farmers, Liberty Mutual and State Farm. I might add Progressive, American Family and Sentry Insurance. Car accident insurance companies really want:

~ Premiums not claims
~ To deter valid lawsuits
~ The public to think lawsuits are bogus
~ You to feel guilty for making legitimate claims
~ You to say "I'm not the kind of person who files a lawsuit"
~ Jurors to think plaintiffs are dishonest
~ Your rights minimized and theirs preserved
~ Verdicts for damages to be less than fair
~ Caps on damages
~ And judges who won't hold them accountable.

Wisconsin Personal Injury Lawyer

Worst Insurance Companies

No surprise here that Allstate tops the list of the Worst Insurers for Consumers. Among others listed are Farmers, Liberty Mutual, and State Farm. The report described in the news article confirms much of what I've said about insurers. Buyer beware.

Wisconsin Personal Injury Attorney

Allstate's issues continue

Allstate cuts deal on excess charges in Texas, insureds come last and profits come first. Not a surprise.

Wisconsin Personal Injury Lawyer

Allstate's Obstructing Justice

Allstate guarding profits scheme is the title of an article in the Miami Herald today. Seems pretty consistent with what I've said about insurance companies before. Some highlights: "Allstate is facing contempt charges in Missouri -- with a $25,000-a-day fine -- and now it can't sell new auto policies in Florida, in part, because it wants to protect a report written by a corporate consultant." "According to an attorney who has seen the report from consultant McKinsey & Co., it advises Allstate on how to improve profitability: pay less on claims and take a longer time to pay those claims."

No Surprise. CNN exposed Allstate. Sentry Insurance sued an 81-year-old woman for failing to shovel snow. State Farm, Nationwide, Allstate and USAA have been accused of trying to take advantage of Katrina Hurricane victims. And American Family Insurance has extreme profits, denies claims, is pro-tort reform, and pays "when pigs fly.".

Wisconsin Personal Injury Attorney

Wisconsin's Business Climate

An interesting comment on Wisconsin's business climate, comes from Illinois' Lake County Chamber of Commerce's "Flight of Business to Wisconsin."

Wisconsin Personal Injury Lawyer