Warning homeowner, a couple claims with your insurer and you may lose your insurance. A Washington D.C. couple learned this the hard way. Apparently, last Thanksgiving when a pipe broke in their home the couple made a claim to State Farm Insurance and it ended up paying about $3600 to repair water damage. The home was worth in excess of $600,000 and thus, it was a small claim in comparison. Nevertheless, the couple soon learned that State Farm refused to renew their insurance. The stated reason was the Thanksgiving incident, their 2nd claim in 2 years and the fact that during 25 years with State Farm, they filed a total of 3 claims, one for $278. Then, after this, the couple was REFUSED insurance from any other insurance company and had to buy insurance through a state plan that doesn't include any insurance for theft or liability. Read the whole State Farm Article.